Terms of Use

Please read all of the following terms and conditions of use (“Terms of Use”), which govern your access and use of this website and related sites, products, and services provided by Fiscal Advantage, LLC (collectively, “Products”). By continuing to access or use the Products, you signify your acceptance of these Terms of Use. You also hereby acknowledge that you have read and understand the Privacy Policy and consent to Fiscal Advantage’s collection and use of your personal information as set out therein. If you do not agree to the Terms of Use or Privacy Policy, you may not access or use the Products at any time. These Terms of Use are in addition to the specific terms and conditions that may apply to the products and services provided by Fiscal Advantage to you.

Fiscal Checkup (software tool provided by Fiscal Advantage, LLC) is designed to help people make better financial decisions by providing easy-to-understand, plain language analysis. It should not be used, without other information and analysis, for the following purposes:

Loan Decisions – Fiscal Advantage provides objective, quantifiable ratios and can be used when extending credit; however, you should use Fiscal Advantage in conjunction with review by experienced analysts.
Major Capital Purchase Decisions – Before adding fixed assets to a company, the principals of the company should give the investment serious consideration. Fiscal Advantage is only one solution that you or the principals of the company can use in combination with other analytical tools and the advice of competent professionals such as accountants and bankers.
Investment Decisions – While Fiscal Advantage can be helpful as part of an investment decision, you should not rely solely on Fiscal Advantage (or any expert system) for making an investment decision. Please do not do so – use our reports in conjunction with other investment advice, information, and tools.

Fiscal Advantage and/or its subsidiaries will not be responsible for the content of any Fiscal Checkup report where:

The text of the report is modified by any outside party.
Decision makers rely on Fiscal Checkup as their primary source of advice regarding business decisions. You should use Fiscal Checkup in combination with the advice of competent legal and financial professionals.

USE OF DATA

Fiscal Advantage will not publish or sell personally identifiable data (information that identifies a particular client/customer or other individual) and we agree to maintain the confidentiality of your information. Fiscal Advantage reserves the right to use any aggregate numeric data to run internal quality control and product development as necessary for supporting the Products. In addition, Fiscal Advantage reserves the right to freely use, sell, and distribute aggregate data provided by users only after all personally identifiable information has been removed. Aggregate data is used to determine trends from a wide variety of companies.

INTELLECTUAL PROPERTY

Fiscal Advantage, Fiscal Checkup the Fiscal Checkup logo, and the names and content of the Products (collectively, “Fiscal Advantage IP”) are protected by trademarks, service marks, registered trademarks, copyrights, and/or other proprietary rights under U.S. copyright and other laws and treaties. Fiscal Advantage IP may not be used without the prior written approval of Fiscal Advantage. Customers shall utilize the information contained in any report provided to such Customer from this Site solely for such Customer’s lawful internal business purposes; provided, however, that except for the right so to utilize any such online report, no license or other rights are hereby granted with respect to Fiscal Advantage IP, and any and all such rights therein shall be reserved solely to Fiscal Advantage, LLC. Any efforts to copy, reverse engineer, or otherwise replicate Fiscal Advantage IP or obtain the source code thereof, and any infringement, misappropriation, or other violation of the rights of Fiscal Advantage, LLC in Fiscal Advantage IP under applicable patent, copyright, trademark, and other laws, is specifically prohibited. Customers hereby acknowledge that Fiscal Advantage, LLC has proprietary technology for producing narrative financial analysis reports, agree not to run reports as a basis for reverse engineering the proprietary technology, and also agree to not compete with a similar technology in any of the markets in which Fiscal Advantage, LLC competes.

WARRANTY AND INDEMNITY

Users represent and warrant that they have all necessary rights and authority to provide the data and information provided through the Products and to permit Fiscal Advantage to use such data and information as set forth in the Terms of Use. If you do not comply with this warranty, Fiscal Advantage’s sole remedy and your sole obligation will be to indemnify and hold Fiscal Advantage and its officers, directors, and employees harmless from and against any third-party claims, actions, investigations, or liabilities (including damages, losses, costs, expenses, and reasonable attorneys’ fees) resulting from Fiscal Advantage’s possession or use of such data and other information (provided Fiscal Advantage permits you to defend Fiscal Advantage against any such claim). Users assume sole responsibility for results from the Products and conclusions drawn therefrom. Users will indemnify and hold Fiscal Advantage and its officers, directors, and employees harmless from and against any claims, actions, investigations, or liabilities (including damages, losses, costs, expenses, and reasonable attorneys’ fees) resulting from use of the Products.

MODIFICATIONS TO THESE TERMS OF USE

Fiscal Advantage reserves the right to amend, remove, or add to the Terms of Use at any time without notice. Such modifications shall be effective immediately upon posting. Users agree to review these Terms of Use regularly for changes. Continued access or use of the Products after modifications have been made will constitute user acceptance of the Terms of Use, as modified.

CONTACT INFORMATION

For information regarding these Terms of Use, please contact:

Fiscal Advantage, LLC.
8530 Eagle Point Blvd, Suite 100
Lake Elmo, MN 55042
Phone: 844-834-7225
Email: info@FiscalAdvantage.com